Good to see you are making some progress.
For balancing to be effective all the individual cells need to be above 3.5v but you have to ensure none go over 3.55v. As you are charging a number of cells in series you would have to charge until one cell hits the top limit, stop , discharge it with a load eg headlamp bulb until it comes down enough to allow you to resume charging. It's a right game, an active balancer can do this for you.
https://www.ebay.co.uk/itm/166329140615? This is a "dumb" one, a good programable one is the NEEY 4th gen
https://www.aliexpress.com/store/1103039359/pages/all-items.htmlAn alternative is to parallel a group of cells and charge to 3.5v, this way they are all guaranteed to be the same voltage, with a series arrangement the overall voltage is not necessarily divided equally across the cells.
Not about headway cells but there is a lot of good LiFePo4 charging and testing information on this site:
https://off-grid-garage.com/.